These terms and conditions should be read carefully before you use this web site. In using the site you agree to the terms and conditions set out here. If you do not want to be bound by these terms and conditions, you should stop using the site. 
 
Content
Coface has taken all reasonable steps to ensure that the information on this site is true and accurate in all material respects and that there is no misleading information on the site. However, Coface gives no guarantee in respect of the accuracy or currency of the information on the site. The content of the site is general in nature and for information only. 
 
Access
Coface does not guarantee the full functioning of the site, nor that defects will be corrected or that the site or the server that makes it available is free from viruses. Coface reserves the right to withdraw access to some or all of the pages on the site at any time without notice and accepts no responsibility for these pages not being available. 
 
Links
If Coface provides links to other websites, Coface does so for information only and such links are not evidence of any recommendation by Coface of any products or services on such sites. The use of such links is entirely at your own risk and Coface accepts no responsibility for the content or use of such web sites or for the information contained on the sites. 
 
Rights
All rights, including copyright, in the site and its contents are owned by Coface. You are responsible for obeying all applicable copyright laws. You may use the information and take occasional copies of the site during normal viewing. You may also print from the site provided that this is for your own personal use. Otherwise the information may not be reproduced, stored in any way (including in any other web site), given to any other person or included in any way into another document or other material without obtaining the prior written permission of Coface. 
 
Use of the site
You agree to use the site for lawful purposes and in a way which does not affect the rights of, or restrict the use and enjoyment of the site by any third party. You agree not to transfer to the site any information or other content which is or may be inaccurate, defamatory, offensive or in breach of our rights or damaging to the software or performance of the site. 
 
Territory
The site is directed at European Union residents only and the services described in the site are only available to European Union residents to the extent that Coface UK is licensed to sell insurance within the European Union. You agree to use the site in a manner consistent with any and all applicable law and regulation in the country in which you access the site. 
 
Your responsibilities
You are responsible for the use of the site by any person using your computer and are responsible for ensuring that any such person fully complies with these terms and conditions. 
 
Your breach
If you breach these terms and conditions you agree to indemnify Coface in respect of any losses, costs or damages including reasonable legal fees incurred by Coface in relation to such breach. 
 
Data protection
The data controllers are Coface UK, and other companies within the Coface UK Group namely - Coface UK Services Limited and Coface Receivables Finance Limited, all of Egale 1, 80 St.Albans Road, Watford, Herts WD17 1RP, hereinafter referred to as 'The Group'. In compliance with the Data Protection Act 1998, when 'The Group' are provided with personal data, we will hold the data, together with other information, securely and confidentially and process it for the purpose of carrying out our activities. These activities are administration, marketing and prospecting, accounts and records, debt management, credit insurance, credit assessment, research and legal services. We may need to share the data with other companies within the Coface Group or responsible third parties within or outside the European Economic Area (EEA). If you provide data on another individual within your business, you confirm that you have the consent of that individual to forward the data to us and we will process the data as above. 'The Group' will process the data about buyers, debtors and debts in accordance with the data protection policy stipulated by the client, which remains the data controller of those data. The client will make its data protection policy clearly known and available to 'The Group' to abide by. Where no data protection policy is made known to 'The Group' it shall not be liable for any breach under the client's data protection policy. Furthermore you agree to comply with the Data Protection Act 1998 and to process all personal data in accordance with that Act. 'The Group, or another company within the Coface Group or responsible third parties associated with our business, may keep your information for a reasonable period for the on-going pursuance of our business activities as stated above. We may also use the data you provide to contact you by mail, telephone, fax or email with information about our other products and services.  The personal data you provide via the Coface website will be used by Marsh Limited to contact you, by email and/or telephone, about the trade credit risk insurance offered by Coface via this site. If you do not want to be contacted by us either during or after our business relationship with you, please tick the relevant box in the 'Other information' section on the online enquiry form, but remember that this will preclude you from receiving details of any of our offers. By completing and returning any forms to us from this site you consent to us processing your personal data for the above purposes. You also consent to us transferring your information to countries outside the EEA. If we do make such a transfer we will ensure your information is protected. A copy of the data we hold on you may be obtained for a small fee upon written request to The Data Controller, Coface UK, Egale 1, 80 St.Albans Road, Watford, Herts WD17 1RP. 
 
Privacy statement
Coface recognises the importance of the responsible use of any personal information about you which may be collected through this site. Coface will only disclose your personal information to other Coface Group companies or responsible third parties associated with our business. We may also share your personal data with Marsh Limited of 1 Tower Place West, Tower Place, London, EC3R 5BU ("Marsh") who may collect the data which you provide to the Coface Group via this Coface website. Marsh may disclose your personal data to its service providers, its affliates, regulators and its professional advisors and may transfer your personal data outside of the EEA.
 
Limitation of liability
Coface does not accept any responsibility for any losses or damages whatsoever arising out of access to, use of or reliance on any information posted on the site or any link to a website or any information contained on or accessed through such a site. 
 
Entire agreement
These terms and conditions contain the entire understanding between you and Coface with regard to your use of the site. Coface reserves the right to change these terms and conditions from time to time. Use of the site is subject to the terms and conditions posted on the site at the time of your visit. If you do not agree to any changes to the terms and conditions then you must stop using the site immediately. 
 
Governing law
These terms and conditions and your use of the site are governed by English law. Disputes arising out of these terms and conditions shall be subject to the exclusive jurisdiction of the English courts.